Alpert Schreyer Personal Injury Lawyers | September 3, 2026 | Rideshare Accidents \ Uber Accident

Maryland Uber Accident Lawyer​

Key Takeaways

  • Uber’s insurance coverage depends on the driver’s status in the app at the time of the crash.
  • Multiple vehicles can make an Uber accident claim more complicated because several drivers, insurance policies, and potential causes of the crash need to be investigated.
  • To pursue compensation, you usually need to establish fault, and that any injuries were caused by the accident.
  • Deadlines can affect your ability to pursue a claim, so speaking with a Maryland car accident attorney at Alpert Schreyer, LLC as soon as possible will help you understand your options.

Being injured in an Uber accident whether you’re a passenger, pedestrian, or driver of the vehicle hit, can create complex legal challenges because you may be dealing with multiple insurance policies to determine who is at-fault can be contested. At Alpert Schreyer, LLC, our experienced Uber accident attorneys advocate for your rights every step of the way, negotiate with insurance companies, and fight to secure the full compensation you deserve.

Is Uber Liable for Accidents?

If you were injured in an Uber accident in Maryland, you may be able to pursue compensation whether you were a passenger, another driver, a pedestrian, or a cyclist. Because Uber classifies its drivers as independent contractors, the insurance coverage that applies often depends on the driver’s status in the app at the time of the crash; were they offline, waiting for a ride request, or had a passenger in their car.

The App is Off

When a driver isn’t logged into the app, Uber’s insurance usually doesn’t cover the accident. The driver’s personal auto insurance may be responsible for covering the accident, but their insurance policy may exclude coverage for certain rideshare activities. Maryland’s Insurance Administration cautions that whether a driver’s personal auto insurance will cover a rideshare-related crash depends on the policy’s specific terms and any exclusions that may apply.

If Uber’s insurance doesn’t apply, you’ll likely need to seek compensation through the driver’s personal auto insurance or other available coverage. Maryland requires vehicle owners to carry:

  • $30,000 for bodily injury per person
  • $60,000 for bodily injury per accident
  • $15,000 for property damage

App is On & Waiting

When an Uber driver has the app on but hasn’t accepted a ride, Uber provides limited insurance coverage, however, the driver could still be primarily responsible for an accident. Uber’s insurance may help pay for damages if the driver’s personal auto insurance doesn’t fully cover the claim.

An Uber Driver Accepted a Ride or a Passenger is in the Car

The most comprehensive coverage kicks in once the moment the driver accepts your ride request and lasts until you exit the vehicle. During this time, Uber maintains at least $1 million in third-party liability coverage. If the Uber driver causes a crash, this coverage could help pay for the passenger’s injuries, property damage, and other losses.

How to Recover Compensation in a Car Accident

To recover compensation for pain and suffering after a car accident in Maryland, you usually need to establish that another party was responsible for the crash, and that you suffered an injury as a result. Pain and suffering are noneconomic damages (e.g., physical pain, emotional distress, diminished quality of life, loss of income). This is why you need an experienced Maryland car accident attorney at Alpert Schreyer, LLC on your side. We will immediately investigate the crash, identify all available insurance coverage, handle negotiations with insurers, and help protect your claim when facing issues like inadequate coverage, insurance disputes, or questions about who caused the accident.

What if Multiple Cars Were Involved in an Uber Accident in Maryland?

If multiple vehicles are involved in an Uber accident in Maryland, determining liability can be more complicated than a typical car accident. Multiple drivers, insurance policies, and contributing factors need to be considered when pursuing a claim. Our Maryland attorneys will do a detailed investigation and review police reports, witness statements, vehicle damage, and other applicable evidence to help determine who’s responsible for the crash and which insurance policies may apply.

Should I Hire a Lawyer For an Uber Accident in Maryland?

If you’ve been in an accident with an Uber driver, it’s important to contact Alpert Schreyer, LLCs attorneys as soon as possible so we can make sure evidence is preserved and your rights are protected. Insurance adjusters’ goal is to resolve claims quickly and minimize payouts. This is why you want our experienced trial attorneys on your case who the insurance companies fear because they know if they don’t offer you a great settlement, they’ll have to fight the case in trial and may be forced to pay even more.

Contact our Maryland car accident lawyers for a free consultation 24/7 by calling us at (301) 720-1309 or filling out our online form. During your consultation we will:

Review the facts and evidence, including:

  • The date, time, and location of the accident
  • Cause of the accident
  • All parties involved, and whether any witnesses were present
  • The police report
  • Photos, videos, or other evidence of the scene
  • The extent of your injuries and symptoms, medical treatment received, and any future treatment recommendations
  • Time missed from work, lost income, and any future lost income
  • The impact of the injuries on your daily life and activities
  • Actions or negligence by the other party that may have led to the incident
  • Deadlines that could affect your right to file a claim
  • Determine if you have a strong case
  • Discuss the next steps for your claim

We have offices in Waldorf, Rockville, Lanham, and Frederick, and proudly serve clients in Prince George’s County, Calvert County, Frederick County, St. Mary’s County, County, Charles County, all of Maryland, and the District of Columbia.

FAQs

You can sue Uber for an accident, but whether Uber itself is directly liable depends on the driver’s status at the time of the crash and the insurance coverage. Contact Alpert Schreyer, LLCs attorneys so we can discuss next steps.

The timeline for an Uber accident settlement can vary depending on the severity of your injuries, the complexity of the accident, and whether fault or insurance coverage is disputed.

It depends on who was at fault and whether the driver was logged into their rideshare app. Uber provides up to $1 million in liability coverage when a ride is in progress, which could cover medical bills, lost wages, and other injuries, and pain and suffering.

If the at-fault driver is uninsured or doesn’t have enough insurance coverage to fully compensate you, additional coverage could be available through Uber’s Uninsured/Underinsured Motorist (UM/UIM) coverage. This all depends on the circumstances of the crash and the policies involved.

In Maryland, you usually have three years from the date of the accident to file a personal injury claim, however, exceptions could apply depending on the circumstances of the case. Insurance companies may have their own requirements and deadlines for reporting an accident or filing a claim, so it is important to begin the claims process as soon as possible after an Uber crash.