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Auto Insurance Providers across Nation Join in Battle Against Distracted Driving

By Alpert Schreyer on October 25, 2012

More and more state governments are cracking down on distracted driving in an effort to prevent serious and often fatal auto accidents. But the most recent, and possibly biggest, participant in the battle against distracted driving is insurance companies, according to Fox Business.

Representatives of insurance companies and analysts have found that those who are found to have been texting while driving or practicing other distracted driving actions are bound to have their insurance premiums increase. Texting while driving results in a greater number of accidents, and those who have been involved in crashes or ticketed for moving violations will have greater insurance rates. Those who violate state driving laws, including Maryland’s texting while driving ban, can have their insurance rates increased.

Actions by insurance companies, as well as state law enforcement, are seen as another step in the effort to eliminate dangerous driving habits and the major accidents that they cause.

Distraction comes in three forms for Maryland drivers. First, visual distraction takes a driver’s eyes off the road and onto a different task. Second, manual distraction has a driver take his or her hands off the wheel to perform another task. Third, cognitive distraction has the driver takes his or her mind off of the task of driving and focused on another topic. While some actions cause one or two types, texting while driving causes a driver to experience all three at the same time to perform the task, causing serious danger on the road.

The Maryland distracted driving crash injury lawyers at Alpert Schreyer have the years of success and skills needed to provide you with successful representation if you have been injured by a distracted driver. For more information on how we can help you in your case, call (844) 632-7274.

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