About Insurance Bad Faith Claims
Personal injury attorney Michael Schreyer with the Maryland law firm of Alpert Schreyer, LLC has represented injured victims in many types of accidents throughout the years, including auto accidents, and understands the need for proper insurance coverage and compensation for your injuries. Driving is a privilege in Maryland, and as such it is governed by many rules and regulations meant to protect drivers as well as those they may harm by their driving. One such law is the requirement for drivers in Maryland to be covered by insurance that will pay for damages in the event of an accident. And while this coverage is meant to aid those who are affected by a crash, many insurance companies may violate the terms of their coverage and refuse to pay for coverage or pay incorrectly.
Such failings in insurance coverage can severely affect a victim injured in a Maryland car accident and is known as “bad faith.” Under Maryland law, all registered vehicles in the state must be insured with coverage amounts of $30,000 for bodily injury person, $60,000 for bodily injury for two or more people, and $15,000 for property damage. When injured in a crash, victims have the right to file an insurance claim to receive compensation for their losses.
When these legitimate claims are denied or improperly fulfilled by an insurance company, victims can file an insurance bad faith lawsuit.
These lawsuits claim that the company has violated its contract and must act in good faith, which is dictated under Maryland law. Plaintiffs must prove that the insurer did not have a valid reason for denying the claim and knew, or should have known, there was no reason to deny it. As such, it must be proven that the plaintiff’s rights and contract were violated.
A success in a bad faith claim will result in payment for what was meant to be covered by insurance as well as other damages, such as attorney fees. However, success in a bad faith case is difficult to achieve without experienced legal representation. Waldorf auto insurance bad faith attorney Michael Schreyer and the legal team at Alpert Schreyer, LLC have the experience, skills and determination to aggressively represent you in matters involving insurance bad faith . For more information, call us today at (844) 632-7274.