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Study Shows Struggling Economy Has Little Effect on MD Workers’ Comp Claims

By Alpert Schreyer on January 10, 2012

According to a report by the Claims Journal, a new study conducted by the Workers’ Compensation Research Institute (WCRI) shows the recession has had little impact on MD workers’ compensation costs per claim. The study reveals that despite recessionary pressures, there has been modest growth of workers’ compensation indemnity costs per claim in the state.

Maryland Workers Comp ClaimIndemnity costs per claim is defined as the payments for lost wages, loss of earning capacity, or permanent impairment or disability, and the WCRI reports that it grew four percent per year from 2007 to 2009, giving the MD system a competitive advantage relative to other states. WCRI found evidence that other states did in fact have a potential recessionary impact, such as an increase in the duration of temporary disability.

The Institute’s study claims that during a recession, the expectation is to see wage growth and injured workers returning to their jobs slowly because there are fewer available jobs; however, neither is the case in the state of Maryland. To illustrate this point, the average period of temporary disability remains stable and the percentage of workers’ compensation claims for more than a week off from work changed very little, indicating “scant evidence of slower return to work.” In addition, WCRI found that medical costs per claim in MD were the lowest of the 16 states that were included in the study. The overall growth in medical costs per claim from 2004 to 2009 in Maryland was also the slowest among the states examined.

This study may come as excellent news to Maryland workers, but unfortunately, receiving workers’ compensation benefits can sometimes be difficult and an injured worker may not get the full amount he or she is entitled to for recovery. If you are a MD worker who has been injured on the job and is having problems with a workers’ comp claim, the Annapolis workers’ compensation attorneys with Alpert Schreyer can help you get the benefits you deserve. To speak with a member of our law team for a free case evaluation, call (844) 632-7274.

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