As Part Two of our three-part blog series on Maryland workers’ compensation, this blog will focus on explaining the types of workers’ compensation benefits.
Workers’ compensation is a form of insurance that provides medical benefits and wage replacement to employees who become injured or ill on the job. Each state has varying laws and guidelines for workers’ compensation, such as what types of employee injuries qualify for the distribution of workers’ compensation and how much is payable to the injured or ill worker. The state of Maryland also has specific guidelines for what kinds of benefits can be issued under the Maryland Workers’ Compensation Act.
The following is list of benefits that may be provided under workers’ comp as explained by the Maryland Workers’ Compensation Commission:
- Wage reimbursement: An employer is required to reimburse an employee for lost wages due to time spent being examined by a physician at the request of the employer or being unable to attend work as a result of a workplace injury or illness.
- Medical/hospitalization: An employer must provide benefits to aid with medicine, hospital or nursing services, medical or surgical treatments, prosthetics, or medical apparatuses such as crutches.
- Vocational rehabilitation: When an eligible employee becomes disabled from performing work they were previously able to do, they are entitled to vocational rehabilitation services. Training can last up to 24 months and can include vocational counseling or job placement.
- Death and funeral: If an employee who became deceased due to an occupational disease or injury had dependents, the employer is required to provide certain death benefits and funeral expenses to aid the dependents and family members.
- Permanent total or partial disability: Workplace injuries may leave a worker either totally or partially disabled, and payments are distributed by the employer for these types of debilitating injuries.
Any worker who has suffered a workplace injury or illness can file a claim with the Workers’ Compensation Commission; however, simply because you file a valid claim does not mean it will be approved and you will receive compensation. Any Maryland employee who is involved in a workplace accident would be well advised to seek advice from the knowledgeable workers’ compensation lawyers in Waldorf and Bowie at the law office of Alpert Schreyer. We will fight to get you the compensation you deserve so you can move past the devastation of an on-the-job injury. Please call (844) 632-7274 for a free case evaluation.