Victims of car accidents in or around Lexington Park have the right to pursue compensation for the financial, emotional, and physical damages they suffer in a crash that occurred from someone else’s negligence or wrongdoing. At-fault drivers who refuse to take responsibility for their actions and insurance companies that deny valid claims usually complicate this process. How you handle the insurance companies could make the difference between having your claim denied and receiving compensation for your losses.
If you have been injured in a car accident, please call (301) 932-9997 and contact an experienced Lexington Park car accident attorney at Alpert Schreyer Personal Injury Lawyers to find out more information about how best to deal with an insurance adjuster.
Protecting Your Rights
It is important to remember that it is in the best interest of the at-fault insurance company to refuse your claim. Insurance companies make more money when they do not have to pay out large settlements. It is essential that, when speaking to the at-fault insurance carrier, you should never admit fault for a crash and to never contradict yourself. You should also refuse to allow any conversations that you have with them about the accident to be recorded.
One easy way to protect yourself is to consult with a skilled Lexington Park personal injury attorney before speaking with any insurance company. An experienced attorney can advise you about the kind of questions you may be asked and help protect your rights.
Being Prepared Before Calling an Insurance Company
You may be asked multiple times how the accident occurred, what you were doing just before the crash and how you could have avoided the collision. The goal of these questions is to get you to admit fault or give them a reason to deny your claim. If you are partially responsible for the crash, it may negate or greatly reduce the value of your claim. Before calling the insurance company, take extensive notes about everything you remember about the crash. When and where did the crash take place? How fast were you driving? What injuries did you suffer? Did you seek medical attention right away? You should know the answers to these types of questions before calling.
Disputed Claims
It is common for claims to be denied or for settlement offers from insurance companies to be inadequate. The good news is that you can reject any offer made by an insurance company and, with the help of a knowledgeable Lexington Park personal injury attorney you can pursue fair compensation through an informal mediation, a formal arbitration or through litigation. A majority of car accident claims are settled out of court. But, sometimes, taking an insurance company or an at-fault driver to court may be the only way to receive fair compensation for the injuries, damages and losses you have sustained.
Settlement from an insurance company should include current and future medical expenses, loss of wages due to time spent away from work and cost of continuing treatment and care. The law offices of Alpert Schreyer Injury Accident Lawyers help victims understand their legal rights and options in such cases. We have an excellent track record of standing up against insurance companies and fighting for our clients’ rights.
