Maryland Motorcycle Accident FAQs
A: According to Maryland Code, Title 21, Subtitle 13, Section 21-1306, “an individual may not operate or ride on a motorcycle unless the individual is wearing protective headgear that meets the standards established by the Administrator.”
Even if it was legal to ride a motorcycle without a helmet, it would be ill-advised. Those who don’t wear safety helmets are significantly more likely to suffer major injuries or even death in an accident than those who do. Be smart, be safe and wear a helmet.
A: All motorcyclists must have liability insurance with at least $30,000 per person in bodily injury coverage and $15,000 in property damage coverage. Although personal injury protection (PIP) is required for car owners in Maryland, it is optional for motorcyclists. In fact, it is rare for insurance carriers to even offer PIP to motorcyclists. Furthermore, when registering their vehicles, prospective motorcyclists must file form FR-19, or proof of insurance, with the Motor Vehicle Administration.
A: No. Do not talk to them, do not sign anything, and do not provide them with any documentation. Anything you give them may be used against you, resulting in the reduction or denial of your claim. Let your trusted Maryland motorcycle accident attorney deal with them instead. S/he will protect your interests against the insurance adjuster’s aggressive attempts to go against them.
A: Check with your insurance provider about the uninsured/underinsured motorist coverage on your policy. Your damages may be covered even if the other person does not have any insurance. Consult with your attorney to discuss other options that may be available to you, including litigation.
A: It depends; you could settle your claim with the insurance company and then your claim would be worth whatever they decide to offer you, or you could pursue litigation and the value of your claim would be equal to the cash reward granted by the judge and jury. In most cases, the latter option is the better one since insurance companies rarely offer fair settlement awards to claimants for the sake of preserving their bottom line.
During the litigation process, your attorney should thoroughly establish the full extent of your damages to net you optimal compensation for all damages, including past and future medical expenses, cost of motorcycle repair/replacement, wages lost during your recovery, loss of earning capacity, and more.
A: We could easily make lofty claims about our firm, but instead, we’ll let our credentials speak for themselves. Our ratings and reviews on widely-recognized legal sites like Avvo and Martindale-Hubbell are impeccable. We have won cases involving hundreds of thousands, even millions of dollars against multiple national and multinational corporations in addition to governmental agencies, including Giant Food, Whirlpool, and the Social Security Administration. It is clear from our track record of success that we can give you the quality representation you need to achieve an optimal case outcome.