Maryland Workers’ Compensation Lawyers
Have you been injured while on the job or become ill because of your job in Maryland? Do you know that you are entitled to receive payment for your injuries and financial support as you recover? Many workers do not fully realize their rights under Maryland’s workers’ compensation laws and receive unfair payments from employers and insurance companies looking to shortchange them.
At Alpert Schreyer, LLC, our Maryland workers’ compensation lawyers are dedicated to helping injured workers receive fair compensation that helps them heal properly and return to work without severe financial harm. Below, we provide answers for some of the most common questions posed by injured workers. To learn more about how we can help you understand the specific details of your potential legal case, call us at 1 (844) 632-7274 and receive a no-cost consultation.
Does My Injury Qualify for Workers’ Compensation?
The legal guidelines concerning workers’ compensation benefits are in the Maryland Occupational Safety and Health (MOSH) Act. Under the MOSH Act, workers who have suffered work-related injuries and illnesses can be paid benefits, as long as their injuries fall within specific guidelines.
- You must be an employee.
- Your injury must have arisen “out of and in the course of employment.” Meaning that you were on the job and performing your correct job duties when you were injured.
- Occupational illnesses must be caused by the nature of your job, such as suffering asbestosis while working as an asbestos remover.
After being injured on the job, it is important that you report your incident and injury to your employer immediately and undergo an examination by a medical professional approved by the company or insurance provider. This will build evidence showing the specific trauma you have suffered and link it to your job.
What is Covered by Workers’ Compensation?
Workers’ compensation benefits in Maryland are meant to cover the various losses that result from being seriously injured while on the job. The goal is to keep workers from suffering major financial loss while being injured, unable to work, and in need of medical care. Benefits include:
- Medical/Hospitalization Benefits – Workers’ comp will pay for hospital and nursing services, crutches and other medical apparatus, medicine, and artificial limbs, if you required these after your on-the-job incident.
- Wage Reimbursement – Time lost at work due to injury or while completing required medical examinations and workers’ comp commission hearings is reimbursed.
- Temporary Total Disability Benefits – If you are completely unable to work, but your injuries will heal, you will be paid for this “healing period”
- Temporary Partial Disability Benefits – If you are able to work, but your injuries prevent you from being able to fulfill all of your duties for a limited amount of time, causing you to earn less; benefits will pay 50% of the difference between your average weekly earnings and what you receive while disabled.
- Permanent Total Disability Benefits – Permanent injuries that prevent you from ever returning to work
- Permanent Partial Disability Benefits – A permanent injury that partially impairs your ability to work will result in weekly payments. Different types of injuries are entitled to different amounts of compensation for different lengths of time.
- Vocational Rehabilitation – If your injuries prevent you from returning to your field of work, benefits will pay for vocational rehabilitation for up to 24 months, which will give you new work skills compatible with your disability.
While you may not need all of these benefits depending on the extent of your injuries, fully understanding the scope of your losses and what you will need to recover is vital in gaining full and fair compensation.
What are Workers’ Compensation Statistics?
If you think you are alone in suffering a severe injury at work, know that you are not alone. While federal and state laws, as well as some conscientious workplaces, have been focused on improving job conditions and lessening dangers, workplace injuries are still a common occurrence across the U.S.
According to the Bureau of Labor Statistics (BLS), almost 3 million workplace injuries and illnesses happened in 2012. This averages out to 3.4 cases per 100 full-time workers. More than half of these incidents involved serious trauma that required time off work, transfer to a different job, or restriction of work duties. With so many injured on the job every year, it’s likely that you or someone you know has been injured or will be injured while working.
Do I Need a Workers’ Comp Attorney for My Case?
If you are out of work for more than three days and need medical care, it is imperative that you speak with a Maryland workers’ compensation attorney. As an injured worker, you are entitled to benefits throughout your case.
The best way to properly ensure that those rights are protected is to have an advocate on your behalf. If you have permanent injuries, miss an extended time from work or your employer is disputing whether an injury occurred, then it is likely that you will need to present your case in front of a Commissioner at a Maryland Workers’ Compensation Commission hearing. Attorneys for the insurance company and employer are skilled at using the Maryland Rules of Evidence and knowledgeable about limiting your rights at these hearings. Unless you are represented by a Maryland workers’ compensation attorney it is unlikely that you will be successful in protecting your rights.
Do not fight this battle alone. An experienced attorney will better understand the goals of the people whoj oppose you and whether you have made case-jeopardizing mistakes. Call the Maryland workers’ compensation attorneys at Alpert Schreyer, LLC by dialing 1 (844) 632-7274. Together, we can find success and begin the path to recovery and a successful career.