How to File a Car Accident Claim with Allstate

Filing a claim with Allstate after a car crash can feel overwhelming, especially when you’re hurt and your car is in the shop. Acting quickly is crucial because evidence can fade, and insurance deadlines must be met. Knowing what to say and what not to say when Allstate calls can help you avoid mistakes and…

Allstate: Worst Insurance Company for Consumers

When people buy insurance, they expect protection during life’s most stressful moments. Many Allstate policyholders say they experience the opposite. The company is frequently criticized for slow responses, low settlement offers, and claims practices that leave customers feeling unprotected.  Although every case is different, consumer trends show that Allstate consistently ranks among the most difficult…

What to Do at an Intersection With Flashing Lights

Most drivers know what to do at a standard intersection. However, you might be less sure of yourself if you come upon an intersection with flashing lights.  Before you get on the road again, consider what to do at intersections with flashing lights in Maryland. What Does a Flashing Red Light Mean? A flashing red…

Should I Hire a Lawyer After a Minor Car Accident in Maryland?

At first glance, a minor car accident in Maryland might not seem like something you’d need a lawyer for. After all, if no one is seriously injured and the damage to your vehicle looks minimal, what’s the harm in letting the insurance company handle it?  However, even the most minor fender benders can spiral into…

Will Your Car Insurance Go Up After a Hit-and-Run in Maryland? 

Getting into a car accident is stressful enough, but when the other driver takes off without stopping, it becomes even more overwhelming. Hit-and-run accidents in Maryland can leave you wondering who will pay for the damage and whether your car insurance rates will increase. This article explains how hit-and-run accidents affect your car insurance in…

What Are Maryland’s Car Seat Laws?

According to the Maryland Department of Transportation’s Motor Vehicle Administration (MVA), seat belt use has declined despite its effectiveness in preventing serious injuries and fatalities in car accidents.  Not wearing a seat belt or following Maryland car seat laws for child passengers can lead to severe injuries and tragedies. Here is what you need to…

How to Get Car Accident Footage From MDOT Cameras 

Traffic cameras are used throughout Maryland to assist law enforcement in various aspects of their jobs. If you are involved in a car accident in Maryland, you may want to check with the Maryland Department of Transportation (MDOT) to determine if the collision was caught on a traffic camera. Why Would You Want to Have…

What Does It Mean if My Car Was Totaled?

If you’ve recently been in an accident and heard the insurance company say your vehicle was totaled, you might be wondering what that really means. The word gets thrown around a lot, but understanding what it means when a car is totaled is important, especially when dealing with claims and figuring out what happens next….

Why Would an Airbag Not Deploy During a Car Accident?

When airbags inflate during a car accident, they provide a cushion that prevents or limits injuries to the occupants. According to the National Highway Traffic Safety Administration (NHTSA), car airbags saved over 50,000 lives between a recent thirty-year period, which is about 17,000 lives per decade. Unfortunately, airbag deployment failure is not at all uncommon,…

What Is the Likelihood I Will Experience a Car Accident in Maryland?

Many drivers in Maryland face a higher risk of car accidents than they might expect. Road conditions, traffic congestion, and driver behavior across the state create hazards that increase the chances of collisions. To protect yourself, you need to know how these factors affect your risk, as well as what your legal options are if…